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| Financial Highlights |
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| A. Business Performance |
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| Lease Contract |
2,163 |
2,394 |
2,147 |
1,531 |
1,060 |
| Lease & Term Finance Execution |
2,120 |
1,926 |
1,663 |
1,042 |
775 |
| Term Deposit Receipt |
2,639 |
2,123 |
1,896 |
1,549 |
1,137 |
| Outsatnding Investment |
4,473 |
3,732 |
2,912 |
2,232 |
1,550 |
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| B. Financial Performance |
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| Operational Income |
718 |
522 |
407 |
319 |
237 |
| Operational Expenses |
575 |
392 |
305 |
229 |
174 |
| Operational Profit |
148 |
130 |
106 |
91 |
63 |
| Loss on Provision for Bad & Doubtful A/C |
27 |
21 |
8 |
9 |
5 |
| Financial Expenses |
500 |
326 |
258 |
194 |
144 |
| Net Profit Before Tax |
120 |
112 |
104 |
81 |
61 |
| Income tax |
42 |
46 |
54 |
37 |
24 |
| Netprofit After Tax |
79 |
66 |
51 |
45 |
37 |
| Shareholders' Equity |
397 |
319 |
252 |
197 |
152 |
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| C. Ratios |
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| Earnings Per Share (Tk.) |
37.26 |
39.20 |
37.15 |
42.51 |
34.93 |
| Net Assets Value (NAV) per share (Tk.) |
188.08 |
188.53 |
185.16 |
187.30 |
144.79 |
| Financial expenses coverage (times) |
1.24 |
1.34 |
1.40 |
1.42 |
1.42 |
| Profit margin (before tax) (%) |
16.77 |
21.47 |
25.65 |
25.47 |
25.83 |
| Profit margin (after tax) (%) |
10.96 |
12.69 |
12.44 |
14.01 |
15.50 |
| Return on equity (before tax) (%) |
30.30 |
35.18 |
41.38 |
41.26 |
40.21 |
| Return on equity (after tax) (%) |
19.81 |
20.80 |
20.06 |
22.69 |
24.12 |
| Current ratio |
1.88 |
1.91 |
1.19 |
1.02 |
1.31 |
| Debt-equity ratio |
9.40 |
9.99 |
10.15 |
10.20 |
10.07 |
| Return on total assets (after tax) (%) |
1.44 |
1.44 |
1.29 |
1.60 |
1.60 |
| Lease Contract Growth (%) |
-9.64 |
11.50 |
40.24 |
44.43 |
36.07 |
| Outstanding Investment Growth |
19.86 |
28.16 |
30.47 |
44.00 |
30.03 |
| Term Deposit Receipt Growth |
24.28 |
12.01 |
22.36 |
36.23 |
-22.09 |
| Disbursement Growth (%) |
10.07 |
15.84 |
59.50 |
34.52 |
25.21 |
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